Buying a house? Here's a quick checklist
Get pre-approved for a loan
Work with a real estate broker
Work with a real estate broker
Make that home search as simple as possible. It all starts with a budget.
Consider applying for a pre-approved loan. This will determine what you can soundly afford, allowing you to budget your purchase and stay focused.
A lender, such as a bank or a mortgage agency, will examine your basic credit, debt, and other factors that may affect
Make that home search as simple as possible. It all starts with a budget.
Consider applying for a pre-approved loan. This will determine what you can soundly afford, allowing you to budget your purchase and stay focused.
A lender, such as a bank or a mortgage agency, will examine your basic credit, debt, and other factors that may affect your financial capacity. With a pre-approval on-hand, you'll be ready to place a more convincing offer on your dream home.
Work with a real estate broker
Work with a real estate broker
Work with a real estate broker
Brokers know the market inside out. They can save you a lot of money by studying neighbourhoods and market trends.
They advocate and negotiate on your behalf, with the highest standard of integrity and honesty. They examine a home in great detail and can detect issues that may have gone unnoticed.
A broker will handle the legal process, f
Brokers know the market inside out. They can save you a lot of money by studying neighbourhoods and market trends.
They advocate and negotiate on your behalf, with the highest standard of integrity and honesty. They examine a home in great detail and can detect issues that may have gone unnoticed.
A broker will handle the legal process, from start to finish. Avoid potential lawsuits due to incomplete or invalid paperwork.
List your "must haves"
Work with a real estate broker
List your "must haves"
Determine exactly what you want in your future home: desired location, number of bedrooms, garage/parking, yard size, etc.
Pick the right type of house that suits your lifestyle, whether that means a condo in a bustling urban neighbourhood or a quiet suburban family home.
Some buyers prefer a "fixer upper" to "make it their own," while others prefer a "move-in ready" turnkey property.
Keep an open mind
Keep an open mind
List your "must haves"
Buying a house is exciting - of course!
At the same time, you may have to make certain compromises on how much you can afford, which criteria may need to be revisited, or what new neighbourhoods you may discover along the way.
Choose a broker you trust. They will help you weigh the pros and cons of your next investment and help you succeed with this important purchase.
Be prepared
Keep an open mind
Be prepared
There is no better feeling than making an informed decision, especially with the right team of real estate and financial experts by your side.
Take your time in making sure you feel ready to take the leap to homeownership.
The Organisme d’autoréglementation du courtage immobilier du Québec (OACIQ) has prepared this guide to assist you at every step of the process of purchasing a property.
Got Questions?
Let's build your real estate strategy together.
Call or text 514.812.2604 Email padamopoulos@nordest.ca
